Tools

How much money do we need to show for the student visa?

Estimate how much money you may need to show when applying for an Australian student visa.

how much money you may need to show for an Australian student visa

your course fees, who is coming with you, and your travel estimate

an estimate with a line-by-line breakdown and the official source

General information only — not migration advice. StudyVisaHub provides general information sourced from publicly available Australian Government publications. For decisions about a visa application, consult a Registered Migration Agent (MARN) or an Australian immigration lawyer.

Your situation

Course fees — first 12 months (AUD)

Enter the annual tuition fee stated in your Confirmation of Enrolment (CoE) or provider offer letter.

Enter the figure from your own CoE or provider offer letter — this tool does not determine what evidence the Department will require of you.

Is a spouse or de facto partner accompanying you to Australia?

YesNo

Number of accompanying dependent children

Return airfare estimate (AUD) — optional

DHA does not publish a fixed travel allowance figure. Enter your own estimated return airfare cost.

You may need to show approximately

AUD 29,710

Based on published DHA amounts as at 2026-08-07. OSHC and medical/biometric costs are not included in this estimate, see below.

Course fees: your estimate (12 months)AUD 0

Based on the figure you entered above.

Living costs: primary applicantAUD 29,710

Published DHA amount — see calculation details below.

Living costs: accompanying spouse / de facto partner (none)AUD 0

The published rules state AUD 10,394 per year is required for an accompanying spouse or de facto partner.

Living costs: dependent children (none)AUD 0

The published rules state AUD 4,449 per year is required for each accompanying dependent child.

Return airfare: your estimateAUD 0

DHA does not publish a fixed travel allowance figure. This is your personal estimate only.

Estimated totalAUD 29,710

Excludes OSHC and medical/biometric costs, see notes below. Not a guarantee of visa approval.

This is a calculation against the published financial capacity figures only. The Department of Home Affairs may request further evidence at any time, and the form that evidence must take is decided case by case — StudyVisaHub cannot determine what any individual applicant will be asked to provide.

Additional costs NOT included above

Overseas Student Health Cover (OSHC)

OSHC cost varies by approved provider and policy length. There is no government-set price — each provider (ahm, Allianz Care, BUPA, CBHS, Medibank, nib) sets their own rates independently.

Compare approved providers: Overseas Student Health Cover — Private Health Insurance Ombudsman (Australian Government) — privatehealth.gov.au

Medical exam and biometrics

Medical exam and biometric costs vary by location and provider — confirm current costs when booking your appointment.

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How this calculation works — source figures and legislation

Living costs — primary applicant: AUD 29,710 per year, in force since 10 May 2024. Source: Migration (LIN 19/198) Amendment (LIN 24/042) Specification 2024 — Federal Register of Legislation (legislation.gov.au/F2024L00529) — source checked 2026-08-07.
Living costs — accompanying spouse or de facto partner: AUD 10,394 per year. Same instrument.
Living costs — each accompanying dependent child: AUD 4,449 per year. Same instrument.
School tuition — school-age children (aged 5–17): AUD 13,502 per year per child. Source: Student visa financial instrument (F2024C00445, in force 10 May 2024).
Return airfare: DHA does not publish a fixed travel allowance. This calculator uses the figure you supply.
OSHC and medical/biometric costs: No government-set figure exists for either. Not included in the calculated total.

Also see: the Genuine Student checklist →

Source: Department of Home AffairsUpdated: 7 August 2026View official source